Alabama State AutoTitle Loan Regulation
State:
Status: Citation: Max Loan: Cost Limits: NSF/Fees: Term Limits: Cost $500: Sale/LeaseBack?: Repo Terms: Right to Cure: Surplus/Deficiency: Prohibited Practices: Title Required: |
Delaware
Permit Del. Code Tit. 5 §§ 2250 et seq. No Cap Up to 180 days, including roll-overs No cap UCC, surrender Offer plan, pay 10% prin. Per month Borrower gets surplus. No deficiency balance. FDCPA violation, threat of criminal action, advertise teaser rate Yes |
States that permit car-title lending as of December 2012