NevadaState AutoTitle Loan Regulation

States that permit car-title lending as of December 2012

State:

Status:

Citation:

Max Loan:

Cost Limits:

NSF/Fees:

Term Limits:

Cost $500:

Sale/LeaseBack?:

Repo Terms:

Right to Cure:

Surplus/Deficiency:

Prohibited Practices:

Title Required:

Nevada

Permit

Nev. R ev. Stat. § 604A.105; see p.10 

Up to fair market value of vehicle

No Cap 

NSF; no additional fees

30 days, 6 renewals, may go up to 210 days if conditions met 

No cap 



Interest 90 days after 

15 day notice, offer repayment plan 

No deficiency balance 

No criminal threats, no hold harmless, not by terminal, not looking at customer's ability to repay 

Title or add lender as lien holder to title