New Hampshire State AutoTitle Loan Regulation

States that permit car-title lending as of December 2012

State:

Status:

Citation:

Max Loan:

Cost Limits:

NSF/Fees:

Term Limits:

Cost $500:

Sale/LeaseBack?:

Repo Terms:

Right to Cure:

Surplus/Deficiency:

Prohibited Practices:


Title Required:

New Hampshire

Permit

Pawnbroker/Lender Act (N.H. Rev. Stat.§ 399-A) 

$10,000

25% interest per month plus lien fee 

1 NSF/ck.

one month original term, 10 renewals if pay down 10% of loan

$125/300% APR plus lien fee 









No POA, no confession of judgment, not waive rights, only one loans secured by title, not allowing right to cancel within one day; making loan to someone w/outstanding loan in 60 day period