Utah State AutoTitle Loan Regulation

States that permit car-title lending as of December 2012

State:

Status:

Citation:

Max Loan:

Cost Limits:

NSF/Fees:

Term Limits:

Cost $500:

Sale/LeaseBack?:

Repo Terms:

Right to Cure:

Surplus/Deficiency:

Prohibited Practices:

Title Required:

Utah

Permit

Title Lend. Reg. Act (Utah Code §§ 7-24-101 et seq.) 



No Cap



May renew

No cap







No deficiency balance, borrower gets surplus 

No loan w/o ability to repay, no rollover w/o request, only 1 loan per vehicle 

Yes