Wisconsin State AutoTitle Loan Regulation

States that permit car-title lending as of December 2012

State:

Status:

Citation:

Max Loan:

Cost Limits:

NSF/Fees:

Term Limits:

Cost $500:

Sale/LeaseBack?:

Repo Terms:

Right to Cure:

Surplus/Deficiency:

Prohibited Practices:

Title Required:

Wisconsin

Permit

Wis. Stat. § 138.16 

Up to 50% value of vehicle; $25,000 max

No cap

2.75%/month

Up to 6 months 

No cap 



20 days notice prior to repossesion required



No deficiency balance, surplus to borrower 

May not require key as security